Our Privacy Policy





Prime "A" interest rates effective January 14, 2016 Note: "A" Mortgages means normal bank qualifications for Hi-ratio or Conventional mortgages on residential owner occupied homes..

1 Year
2 Year
3 Year
 
4 Year
5 Year*
7 Year
10 Year

Variable Mortgage**
Prime Rate      2.85%               

2.29%
2.24%
2.54%

2.24%
*2.79%
3.44%
4.49%

 2.50%
 

5 YEAR FIXED 
2.79%

NOTE: 10 year fixed rate special 3.84% full prepayment privelages 5 Year fixed rate2.79% (120 day rate hold) 

**SPECIAL VARIABLE RATE MORTGAGE AVAILABLE AT PRIME minus .30 = 2.50% (insured product only) call for details 

"Stated Income" Conventional 2.84% (120 day rate hold) Prime minus .30% 

Cash back available at 4.64% OAC 

Note: Variable Rate Mortgage is convertible at any time to the full discounted rate provided the elapsed time is equal to or greater than the original term.

Call to pre-qualify and get up to 120 DAY RATE GUARANTEE
All rates are subject to change without notice
"A" mortgages are:
Portable and Assumable
15% to 20% prepayment privileges.
Double-Up privilege.
No fee to qualified applicants
Nationally recognized Lending Institutions

ASK ABOUT OUR QUICK CLOSE PROMOTIONS!!
Un-qualified "B" mortgages available at rates from 3.79%
Second Mortgages available for purchase or refinance up to 90% of the value of residential property


Contact Bob Widdicombe Broker for full details @ 905-945-1234

Cheryl Pienta @ 289 260 3113 Grimsby Stony Creek Hamilton

Dianne Hasim @ 905-892-7909 Niagara Region